Job Search And Employment Services
CareerBuilder.com -----------------------------------------------------------------------------------------------www.careerbuilder.com

Choosing A Credit Card
Citizens for Fair Credit Card Terms, Inc.(CFCCT)----------------------------------------------------------------www.cardratings.com
Public Interest Research Groups (PIRG)-----------------------------------------------------------------------------------www.uspirg.org

Identity Fraud Information, Advice, and Assistance
Electronic Privacy Information Center--------------------------------------------------------------------------------------www.epic.org
The Privacy Rights Clearinghouse---------------------------------------------------------------------------------www.privacyrights.org
Privacy Times, Inc-------------------------------------------------------------------------------------------------www.privacytimes.com
Public Interest Research Groups (PIRG)-----------------------------------------------------------------------------------www.uspirg.org
Identity Theft------------------------------------------------------------------------------www.pirg.org/consumer/credit/reports.htm
U.S. Federal Trade Commission (FTC)-----------------------------------------------------------------------www.ftc.gov/ftc/who.htm

Scholarly Books:

History Of Consumer Credit and Debt In The United States
1. Debts Dominion: A History of Bankruptcy Law in America (Princeton University Press, 2003) by David A. Skeel, Jr.
2. Financing The American Dream: A Cultural History of Consumer Credit by Lendol Calder (Princeton, 2001)
3. Republic of Debtors: Bankruptcy in the Age of American Independence (Harvard University Press, 2003), by Bruce H. Mann

Americans In Financial Distress
4. Credit Card Nation: The Consequences of Americans' Addiction to Credit (Basic Books, 2000) by Robert D. Manning.
5. The Fragile Middle Class: Americans in Debt by Teresa A. Sullivan, Elizabeth Warren, and Jay Westbrook (Yale University Press, 2001)
6. The Two-Income Trap: Why Middle-Class Mothers and Fathers Are Going Broke (Basic Books, 2001) by Elizabeth Warren and Amelia Warren Tyagi.

Recommended Organizations For Promoting Responsible Lending Policies
Credit Abuse Resistance Education Program (C.A.R.E.)----------------------------------------------------www.care4yourfuture.org
Center for Responsible Lending (CRL)----------------------------------------------------------------------www.responsiblelending.org
Coalition for Economic and Social Research(CESR)-----------------------------------------------------------------------www.cesr.org
Consumer Federation of America (CFA)--------------------------------------------------------------------------www.consumerfed.org
Consumer's Union---------------------------------------------------------------------------------www.consumerreports.org/cro/money
DEMOS------------------------------------------------------------------------------------------------------------------------www.demos.org
National Consumer Law Center (NCLC)-------------------------------------------------------------------------------------www.nclc.org
Public Interest Research Groups (PIRG)----------------------------------------------------------------------------www.studentpirgs.org

Funding Your Education
Funding your education---------------------------------------------------------------------------------1-800-USA-LEARN 1-800-4-FEDAID
Job Corps -----------------------------------------------------------------------------------------------------------------www.jobcorps.org

Source: “Winning Scholarships for College” by Marianne Ragins

Scholarships and Awards for Volunteer Service and Work
Presidential Freedom Scholarship Program-------------------------------------------------------------------www.nationalservice.org
AmeriCorps Education Award----------------------------------------------------------------------------------------www.americorps.org
The Yoshiyama Award-----------------------------------------------------------------------------------------------------www.hitachi.org
The Toyota Community Scholars Program--------------------------www.toyota.com/about/community/education/scholars.html
Target All-Around Scholarships------------------------------www.target.com/common/page.jhtml?contenttarget_cg_scholarship
Prudential Spirit of Community Awards----------------------------------------------------------------------------www.prudential.com
United States Peace Corps-------------------------------------------------------------------------------------------www.peacecorps.org
United States Office of Personnel Management (OPM) “Scholarship for Service”--------------------------------www.sfs.opm.gov
U.S. Department of Homeland Security Undergraduate Scholarships for Rising Juniors and Seniors and Graduate Fellowships for Beginning and First-Year Graduate Students------------------------------------------------------------------www.orau.gov/dhsed
National Institutes of Health (NIH) undergraduate Scholarship Program-------------------------------------www.ugsp.info.nih.gov
Central Intelligence Agency Undergraduate Scholarship Program------------------------www.cia.gov/employment/student.html
National Health Service Corps----------------------------------------------------------------------------------www.nhsc.bhpr.hrsa.gov
Mississippi Police Corps----------------------------------------------------------------------------------www.mississippipolicecorps.org

General Minority Scholarships and Fellowship Opportunities
The Jackie Robinson Foundation Scholarship Program-------------------------------------------------------www.jackierobinson.org
Congressional Black Caucus Foundation Inc.-------------------------------------------------------------------------www.cbcfonline.org
GEM Ph.D. Science Fellowship-----------------------------------------------------------------------------------------www.nd.edu/~gem
Or-------------------------------------------------------------------------------www.was.ned.edu/gem/gemwebapp/gem_00_000.htm
Consortium for Graduate Study in Management---------------------------------------------------------------------------www.cgsm.org
The Ph.D. Project----------------------------------------------------------------------------------------------------www.phdproject.com
KPMG Foundation Doctoral Scholarship Program----------------------------------------------------------email: acenglish@kpmg.com
Gates Millennium Scholars---------------------------------------------------------------------------------------------------www.gmsp.org
National Medical Fellowships-----------------------------------------------------------------------------------------www.nmf-online.org
Ford Foundation Pre-doctoral Fellowships for Minorities--------------------------------www.national-academies.org/fellowships

African American Minority Scholarships and Fellowship Opportunities
Ron Brown Scholar Program--------------------------------------------------------------------------------------------www.ronbrown.org
United Negro College Fund Scholarships------------------------------------------------------------------------------------www.uncf.org
Afro Academic Cultural, Technological and Scientific Olympics (ACT-SO)----------www.naacp.org/work/actso/Factsheet.htm
National Urban League, Inc.----------------------------------------------------------------------------------------------------www.nul.org
The Sallie Mae Fund American Dream Scholarship Program--------------------------------------------------------------www.uncf.org OR ----------------------------------------------------------------------------------------------------www.thesalliemaefund.org/bridging
National Association for the Advancement of Colored People---------------------------------------------------------www.naacp.org
The Herbert Lehman Education Fund----------------------------------------------www.naacpldf.org/scholarships/h_l_lehman.html
National Achievement Scholarship Program for Outstanding Negro Students-------------------------------www.nationalmerit.org
The Florida Education Fund-------------------------------------------------------------------------------www.fl-educ-fd.org/mdf.html
National Black M.B.A Association Inc.-----------------------------------------------------------------------------------www.nbmbaa.org

Hispanic/Latino Minority Scholarship and Fellowship Opportunities
Hispanic College Fund Inc.------------------------------------------------------------------------------------------www.hispanicfund.org
Leagues of United Latin American Citizens (LULAC)----------------------------------------------------------------------www.lulac.org
Hispanic Scholarship Fund------------------------------------------------------------------------------------------------------www.hsf.net
Mexican American Legal Defense and Education Fund (MALDEF)-----------------------------------------------------www.maldef.org
HSF/NSHMBA Scholarship Program---------------------------------------------------------------------------------------www.nshmba.org

Native American/Indian Scholarship and Fellowship Opportunities
American Indian College Fund---------------------------------------------------------------------------------------www.collegefund.org
American Indian Graduate Center (AIGC)----------------------------------------------------------------------------------www.aigc.com
American Indian Science and Engineering Society (AISES)---------------------------------------------------------------www.aises.org
International Order of the King’s Daughters and Sons-----------------------------------------------------www.iokds.org/index.html
National Society of Daughters and the American Revolution--------------------------------------------------------------www.dar.org

Associations and Organizations of Professionals in Specific Area of Study
The Internet Public Library-----------------------------------------------------------------------------------------------------www.ipl.org
American Society of Association Executives Gateway to Associations online------------------www.info.asaenet.org/gateway/onlineAssocSlist.html

Other Scholarship Opportunities
Tylenol Scholarship Fund-----------------------------------------------------------------------------------www.tylenol.com/scholarship
The Ragins/Braswell National Scholarship-------------------------------------------------------------www.scholarshipworkshop.com
“Leading the Future” Scholarship-----------------------------------------------------------------------www.scholarshipworkshop.com
Educational Communications Scholarship Foundation---------------------------------www.eci-whoswho.com/highschool/scholar
All USA College Academic Team-----------------------------------------------------------------------------------www.cesresources.org
Datatel Scholars Foundation Scholarship-------------------------------------------------------------------------------www.datatel.com
“Builders of a Better World” Scholarship Program-------------------------------------------------------------Email: wfa@igc.apc.org
Calgon Take Me Away to College Scholarship Program--------------------------------------------------------www.takemeaway.com
National Inventors Hall of Fame------------------------------------------------------------------------------www.invent.org/collegiate

Scholarships for Studying Abroad
Rotary International---------------------------------------------------------------------------------------------------------www.rotary.org
USA Today-------------------------------------------------------------------------------------------------------www.allstars.usatoday.com
or -------------------------------------------------------------------------------------------------www.ptk.org/schol/aaat/announce.htm
American Association of University Women Educational Foundation International Fellowhsips--------------------www.aauw.org
National Security Education Program-----------------------------------------------------------------------------------www.iie.org/nsep
Council on International Educational Exchange (CIEE)---------------------------------------------------------------www.ciee.org/isp
Sara’s Wish Foundation-------------------------------------------------------------------------------------------------www.saraswish.org
Marshall Aid Commemoration Commission-------------------------------------------------www.marshallscholarship.org/geninf.html
The Rhodes Scholarship Trust-------------------------------------------------------------------------------------www.rhodesscholar.org
The Fulbright Program------------------------------------------------------------------------------------------www.exchanges.state.gov
Japan-IDB Scholarship Program----------------------------------------------------------------------------------------------www.iadb.org
Lucent Global Science Scholars Program-------------------------------------------------------------------------------------www.iie.org

Scholarships for Disabled Students
The George Washington University Heath Resource Center----------------------------------------Email: askheath@heath.gwu.edu
Central Intelligence Agency-------------------------------------------------------------------www.cia.gov/employment/student.html

Scholarships for Individuals Who are Blind or Legally Blind
National Federation of the Blind Scholarship Committee-----------------------------------------------------------------www.nfb.org
Christian Record Services Inc., Scholarships------------------------------------------------------------------www.christianrecord.org
American Council for Blind Scholarship--------------------------------------------------------------------------------------www.acb.org
American Foundation for the Blind-------------------------------------------------------------------------------------------www.afb.org
Opportunities for the Blind inc.---------------------------------------------------------------------www.opportunitiesfortheblind.org

Scholarships for Individuals Who are Hearing Impaired
Minnie Pearl Scholarship Program--------------------------------------------------------------------------------www.earfoundation.org
Alexander Graham Bell Association for the Deaf------------------------------------------------------------------------www.agbell.org

Scholarships for Individuals with Learning Disabilities
Ann Ford Scholarships---------------------------------------------------------------------------------------------------------www.ncld.org

Substance Abuse
The National Council on Alcoholism and Drug Dependency Hopeline--------------------------------------------------1-800-NCA-CALL
Al-Anon/AlaTeen---------------------------------------------------------------------------------------------------------------1-800-356-4357
The American Council for Drug Education--------------------------------------------------------------------------------1-800-488-DRUG
The American Lung Association--------------------------------------------------------------------------------------------1-800-LUNG-USA
Cocaine Anonymous National Referral Line--------------------------------------------------------------------------------1-800-347-8998
Marijuanna Anonymous:-----------------------------------------------------------------------------------www.marijuana-anonymous.org
Cocaine Anonymous World Services:------------------------------------------------------------------------------------------www.ca.org
Narcotics Anonymous:-----------------------------------------------------------------------------------------------------www.wsoinc.com
Comprehensive Additions Programs Inc.:-------------------------------------------------------------------------www.helpfinders.com
Partnership for a Drug-Free America:------------------------------------------------------------------------www.drugfreeamerica.org


Eating Disorders
The National Youth Crisis Hotline (for referral not counseling)---------------------------------------------------------1-800-448-4663
Eating Disorder Recovery Online:---------------------------------------------------------------------------------www.edrecovery.com
Anorexia Nervos and Related Eating Disorders Inc.:--------------------------------------------------------------------www.anred.com


Physical and Mental Health
The National Adolescent Suicide Hotline-----------------------------------------------------------------------------------1-800-621-4000
The National Institute of Mental Health------------------------------------------------------------------------------------1-800-64-PANIC
Depression----------------------------------------------------------------------------------www.depression.about.com/library/hotlines
Suicide---------------------------------------------------------------------------------------------------------------------------------------911
Sexually Transmitted Diseases-----------------------------------------------------------------------------------------------1-800-227-8922
National AIDS Hotline---------------------------------------------------------------------------------------------------------1-800-342-2437
Pregnancy Crisis Hotline------------------------------------------------------------------------------------------------------1-800-550-4900
1-800-228-0332
Baby Your Baby Hotline-------------------------------------------------------------------------------------------------------1-800-826-9662


Abuse
Sex Abuse Hotline-------------------------------------------------------------------------------------------------------------1-800-656-4673
Dating Violence Information Line--------------------------------------------------------------------------------------------1-800-897-LINK
Children of the Night (Pornograph/Prostitution)--------------------------------------------------------------------------1-800-551-1300
National Domestic Violence Hotline-----------------------------------------------------------------------------------------1-800-799-7233
National Child Abuse Hotline-----------------------------------------------------------------------------------------------1-800-4-A-CHILD
National Sexual Assault Hotline---------------------------------------------------------------------------------------------1-800-656-HOPE
Sexual Assault Information Page---------------------------------------------------------------------------------------------www.rainn.org


Gang Prevention
Boys and Girls Club of America (looking for friends) --------------------------------------------------------------------1-800-854-CLUB
www.bgca.org
Cult Awareness Hotline-------------------------------------------------------------------------------------------------------1-800-556-3055


Education
Funding your education----------------------------------------------------------------------------------------------------1-800-USA-LEARN
1-800-4-FEDAID
Job Corps -----------------------------------------------------------------------------------------------------------------www.jobcorps.org


General Youth Support Services
The National Runaway Hotline-----------------------------------------------------------------------------------------------1-800-621-4000
The National Youth Crisis Hotline (for referral not counseling)---------------------------------------------------------1-800-448-4663
The Covenant House Nine-Line----------------------------------------------------------------------------------------------1-800-999-9999


Volunteerism
YMCA---------------------------------------------------------------------------------------------------------------------------www.ymca.net
YMCA Black Achievers & Youth Leadership Programs---------------------------------------------------------------------1-800-333-9622
United Way--------------------------------------------------------------------------------------------------------------www.unitedway.org
America’s Charities-----------------------------------------------------------------------------------------------------------1-800-458-9505